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The Pros and Cons of Home Warranty vs Non Home Warranty

When buying a home, there are a variety of aspects to consider, from the size and location to the price. One of the most important factors to consider is whether or not you should purchase a home warranty. A home warranty can provide peace of mind by helping protect your budget against unexpected repairs and replacements, but it may also come with drawbacks that could cost you in the long run. Let’s take a look at some of the advantages and disadvantages of purchasing a home warranty.


Pros of Home Warranty
The main advantage of a home warranty is that it covers repair or replacement costs for major appliances, systems, and components in your home like plumbing, electrical, heating/cooling systems, garbage disposals, ovens/stoves etc. This is especially helpful for older homes or homes with lots of built-in features such as hot tubs or saunas. This type of coverage means that if something stops working unexpectedly due to normal wear and tear or age-related issues like rusting or corrosion then you won’t have to worry about paying out-of pocket for repairs.


Some home warranties will even cover items like refrigerators and washers/dryers if they break down due to mechanical failure. This can be especially useful for homeowners who do not want to pay out-of-pocket for costly appliance repairs or replacements. Additionally, some warranties will even offer coverage for parts that may need replacing over time such as lightbulbs and batteries which can add up quickly if you have multiple items in your house needing them regularly.

Cons of Home Warranty

The downside to purchasing a home warranty is that they often come with high premiums and deductibles which can add up quickly over time. Additionally, many policies don’t cover certain items such as roofing or septic systems which means you’ll still be responsible for any repairs needed in those areas if something goes wrong. It’s also important to note that some companies may charge extra fees (such as service call fees) on top of your deductible which can add up quickly depending on how often you make claims on your policy. Finally, many policies don’t cover pre-existing conditions so it’s important to read through your policy carefully before signing any contracts so you know exactly what is covered under the plan you choose.


Deciding between Home Warranty vs Non Home Warranty can be difficult because there are pros and cons associated with each option. Ultimately it comes down to understanding what type of coverage best suits your individual needs as well as what kind of budget you have available for potential repairs or replacements in the future. If you take the time to think through all aspects carefully before deciding then chances are good that whichever option you choose will end up being the right one for your particular situation! #SuttleAir #gilbertarizona #homewarrantyvsnonhomewarranty

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